WELCOME TO AGENTS-RATE.COM

WHERE MY RATE IS YOUR RATE!

(0.00%  +  $0.13)

DISCOUNT RATE     TRANSACTION FEE

WELCOME TO AGENTS-RATE.COM

WHERE MY RATE IS YOUR RATE!

(0.00%  +  $0.13)

DISCOUNT RATE     TRANSACTION FEE

A QUICK REVIEW OF FEES

3-COMPANIES CHARGE FEES ON EACH CARD TRANSACTION

ISSUING BANK CHARGES INTERCHANGE RATE

AS THE NAME IMPLIES, THE ISSUING BANK ISSUES THE CARD AND CREDIT INVOLVED IN THE TRANSACTION. INTERCHANGE IS NON-NEGOTIABLE.

(0.00%   +   $0.00)

INTERCHANGE RATE   TRANSACTION FEE

CARD ASSOCIATIONS CHARGE DUES & ASSESSMENTS

DUES AND ASSESSMENTS ARE CHARGED BY VISA, MASTERCARD, AND DISCOVER ON EVERY TRANSACTION. DUES AND ASSESSMENTS ARE NON-NEGOTIABLE!

(0.00%   +   $0.00)

DUES & ASSESSEMNTS TRANSACTION FEE

ACQUIRING BANK or PROCESSOR CHARGES THE DISCOUNT RATE

THE DISCOUNT RATE IS THE ONLY ONE THAT’S NEGOTIABLE! IT IS THE SOLE REASON FOR ALL THE PHONE CALLS YOU RECEIVE ON A DAILY BASIS REGARDING YOUR MERCHANT SERVICES’ PROCESSING RATES!

(0.00%   +   $0.00)

DISCOUNT RATE     TRANSACTION FEE

EFFECTIVE RATE: YOUR TRUE COST OF ACCEPTING CREDIT CARDS

GRAB A CALCULATOR AND THE MOST RECENT STATEMENT FROM YOUR CURRENT PROCESSOR.

LOCATE TOTAL FEES DEDUCTED FROM DEPOSIT AND GROSS SALES REVENUE. USING THE CALCULATOR, PLACE RESPECTIVE VALUES IN THE FORMULA BELOW, THEN HIT THE PERCENT KEY TO YIELD YOUR CURRENT EFFECTIVE RATE.

                        [÷]                         [%] =                        
       TOTAL FEE        GROSS SALES        EFFECTIVE RATE

_________ [÷] _________ [%] = __________ TOTAL FEE   GROSS SALES   EFFECTIVE RATE

MY PORTFOLIO HAS AN AVERAGE EFFECTIVE RATE OF 1.89%*
SQUARE’S MATHEMATICALLY LOWEST POSSIBLE EFFECTIVE RATE IS 2.60%.
THAT’S A MINIMUM OF 38% HIGHER THAN MY AVERAGE EFFECTIVE RATE!

*A 1.89% EFFECTIVE RATE MEANS YOU WOULD PAY $189 TO PROCESS $10,000 IN GROSS CARD SALES VOLUME.
ACCORDINGLY, A SQUARE MERCHANT WILL PAY A MINIMUM $260 TO PROCESS THE SAME $10,000 IN SALES VOLUME.

FREE TERMINAL OPTIONS

PAX A80

VERSATILE ENOUGH TO WORK AS A COUNTERTOP OR INDOOR PORTABLE PAYMENT TERMINAL THANKS TO ITS OPTIONAL BATTERY BACKUP. REQUIRES AN ETHERNET SERVICE CONNECTION (ETHERNET CABLE).

PAX A920

THE A920 COMBINES THE FULL FEATURES OF AN ANDROID TABLET WITH A POWERFUL PAYMENT TERMINAL, ALL IN A SLEEK AND COMPACT DESIGN. COMPLETELY WIRELESS TERMINAL USING WIFI AND 4G TECHNOLOGY, MAKING IT PERFECT FOR TRADE SHOWS, FLEA MARKETS, MEDICAL OFFICES, AND DENTAL PRACTICES.

PAX E700

THE PAX E700 POS SYSTEM OFFERS STREAMLINED TRANSACTIONS WITH ITS SLEEK DESIGN AND POWERFUL PROCESSING CAPABILITIES. ITS INTUITIVE TOUCHSCREEN INTERFACE, SEAMLESS CONNECTIVITY OPTIONS, AND ROBUST SECURITY FEATURES MAKE IT IDEAL FOR MODERN RETAIL AND HOSPITALITY ENVIRONMENTS, ENHANCING EFFICIENCY AND CUSTOMER SATISFACTION.

FREE TERMINAL OPTIONS

PAX A80

VERSATILE ENOUGH TO WORK AS A COUNTERTOP OR INDOOR PORTABLE PAYMENT TERMINAL THANKS TO ITS OPTIONAL BATTERY BACKUP. REQUIRES AN ETHERNET SERVICE CONNECTION (ETHERNET CABLE).

PAX A920

THE A920 COMBINES THE FULL FEATURES OF AN ANDROID TABLET WITH A POWERFUL PAYMENT TERMINAL, ALL IN A SLEEK AND COMPACT DESIGN. COMPLETELY WIRELESS TERMINAL USING WIFI AND 4G TECHNOLOGY, MAKING IT PERFECT FOR TRADE SHOWS, FLEA MARKETS, MEDICAL OFFICES, AND DENTAL PRACTICES.

Why Choose Us

FREE TERMINAL OPTIONS

PAX A80

VERSATILE ENOUGH TO WORK AS A COUNTERTOP OR INDOOR PORTABLE PAYMENT TERMINAL THANKS TO ITS OPTIONAL BATTERY BACKUP. REQUIRES ETHERNET SERVICE CONNECTION…

Read More

PAX A920

THE A920 COMBINES THE FULL FEATURES OF AN ANDROID TABLET WITH A POWERFUL PAYMENT TERMINAL, ALL IN A SLEEK AND COMPACT DESIGN.…

Read More

Our Services

Smart Solution for Your Payment

Payment Management

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Personal Dashboard

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Integrated Payments

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Business Tracking

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Subscription Billing

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Credit & Debit Card

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IN MERCHANTS SERVICES THE NUMBERS MATTER!

HERE ARE MY NUMBERS: 

(0.00%  +  $0.13)

DISCOUNT RATE   TRANSACTION FEE

1.89% AVERAGE EFFECTIVE RATE*

*MERCHANT PAYS $189 PER $10,000 OF PROCESSED CARD REVENUE.

SQUARE’S RATES START AT 2.6%!

AT BEST, SQUARE MERCHANTS CAN PAY $260 PER $10,000 OF PROCESSED CARD REVENUE, ALMOST 38% MORE THAN MY MERCHANTS.

27.92% AVERAGE MERCHANT SAVINGS

BY “PASSING THROUGH” MY 0.00% COST ON THE DISCOUNT RATE DIRECTLY TO YOU, THE MERCHANT, AND PLACING MY PROFIT MARGINS ON TRANSACTION FEES RATHER THAN BOTH THE DISCOUNT RATE AND THE TRANSACTION FEE, I MATHEMATICALLY GUARANTEE YOUR PROCESSING COSTS!

EDGE PROGRAM

IF YOU HAVE HAD IT WITH PROCESSING FEES ALTOGETHER, ASK ME ABOUT “EDGE“: NORTH AMERICAN BANCARD’S SURCHARGING PROGRAM THAT ALLOWS BUSINESS OWNERS TO ADD PROCESSING COSTS TO THE SALE AMOUNT FOR THOSE CUSTOMERS USING PAYMENT CARDS. MERCHANTS JUST PAY MONTHLY PCI AND REGULATORY FEES OF APPROXIMATELY $40 PER MONTH.

DISCOUNT RATE

 0.00%

TRANSACTION FEE

$0.13

EFFECTIVE RATE

1.89%

e-Wallet

*Need Verification

Online Payment

3.5% plus USD 1.00

Payout

3.5% plus USD 1.00

Credit Card

*Fees (excl VAT)

Online Payment

3.5% plus USD 1.00

Payout

3.5% plus USD 1.00

Cardless Credit

*Account Must be registered

Online Payment

3.5% plus USD 1.00

Payout

3.5% plus USD 1.00

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